Insurance Market Reform

The California state Legislature on Friday passed a bill that would implement the federal MLR standards in the state.

The summary of the proposed rules on Reinsurance, Risk Corridors and Risk Adjustment, as well as the authors’ analysis of their implications, is meant for policy-makers and state officials familiar with these complex issues.

The rate review final rule was released from the U.S. Department of Health and Human Services (HHS) September 1, 2011.

The Congressional Research Service (CRS) released a report detailing how the individual mandate, a provision in the federal health reform law, will work when it takes effect in 2014.

This Boston Consulting Group report categorizes three major shifts for health insurers under health care reform.

The Rutgers Center for State Health Policy released four reports that estimate the impact of the Affordable Care Act on insurance eligibility and enrollment, and address stakeholder view regarding design of the exchange.

According to a findings brief by Changes in Health Care Financing & Organization (HCFO), in 2008, approximately 7.4 million children in the United States received health insurance coverage through the State Children's Health Insurance Program (SCHIP).

The proposed regulations provide consumers with an easy-to-read summary of health insurance coverage options.

This report by the National Association of Insurance and Financial Advisors states that more than one-tenth of health insurance agents reported that they have stopped selling and servicing health care policies for individuals, and nearly 30 percent foresee doing so in the future due to the medical loss ratio requirement in the health care reform law that limits how much insurance companies can spend on administrative expenses.

This Congressional Research Service report outlines the penalties for employers that do not provide affordable insurance under the federal health reform law.