Consequences of SCHIP Expansions for Household Well-Being

According to a findings brief by Changes in Health Care Financing & Organization (HCFO), in 2008, approximately 7.4 million children in the United States received health insurance coverage through the State Children's Health Insurance Program (SCHIP). SCHIP coverage expansions and widening eligibility standards can lead to the substitution of private coverage for public insurance coverage, a phenomenon known as crowd-out. The brief summarizes a HCFO funded study from Helen Levy, Ph.D. and her colleagues. The brief explores whether the crowd-out effect of SCHIP could result in a financial windfall for families.

To read the brief click here.