Insurance Exchanges

This Kansas Health Institute brief examines the Affordable Care Act’s provisions for employers and how these rules might alter the system of employment-based insurance.

A new brief from the Robert Wood Johnson Foundation and Health Affairs discusses the policy issues around the Essential Health Benefit benchmark flexibility for states and how that flexibility can be used to provide a benefit package that will be both affordable and provide meaningful coverage to uninsured or underinsured Americans. 

The paper, by the George Washington University,  examines key implementation issues on Multi-State Plans under the ACA based on interviews with federal and state policy makers and others. 

These are the fourth and fifth state-specific reports, in a series of ten, from the Urban Institute to track and monitor the implementation process and effects of the ACA. These reports look at the progress underway in Colorado and New York.

This Urban Institute report finds that declines in employer sponsored insurance (ESI) have been greater for low-income than high-income families, and greater for small firms than large ones.