Insurance Market Reform

Access resources specifically focused on insurance market reform provisions in PPACA and related analysis.

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NAIC-Health Insurance Exchanges Under The Affordable Care Act: Governance Options And Issues-Draft
06/01/2011
This paper outlines options for exchange governance, such as an exchange’s location relative to state insurance regulators and other state agencies; an exchange’s operation and legal structure; and ensuring exchange accountability.
HHS-Reduced Premiums for PCIP
05/31/2011
On May 31, 2011 the U.S. Department of Health and Human Services announced new steps to reduce premiums and make enrollment easier for individuals in the Pre-Existing Conditions Insurance Plan (PCIP) created under the ACA.
ME-Health Care Insurance Reform Bill
05/31/2011
On May 17, 2011, Governor Paul LePage signed Maine's new health insurance reform bill.
CMWF-Young Adults Staying Covered under ACA Provision
05/26/2011
New findings from the 2010 Commonwealth Fund Biennial Health Insurance Survey indicate the need for covering more young adults.
NAIC-Working Group Study Estimates MLR Rebates
05/26/2011
A study from the Health Care Reform Actuarial Working Group of the National Association of Insurance Commissioners looked at historical data from health insurers, underwriters and states to examine the effects of excluding brokers (or “producers”) from the administrative portion of the Medical Loss Ratio (MLR) calculations.