Limited-Benefit Plans

In 2005, the Kentucky legislature passed HB278, the Small Business Insurance Relief Act, which creates a state-established basic health benefit plan to make insu

Georgia Limited-Benefit Plans

In 2005, Georgia enacted the Georgia Consumer Choice Benefits Health Insurance Plan Act

Florida Limited-Benefit Plans

In 2002, the Florida legislature passed SB46E, which allowed a Health Flex Plan to

New Jersey’s Experiments With Limited Benefit Plans: Half A Loaf May Be Better Than None At All

Jun 2004

Outcome Evaluations of Utah’s Primary Care Network (PCN)

Jun 2004

Limited Benefit Packages: Trends in the Public and Private Markets and Impact on the Uninsured

Jun 2004

Limited-Benefit Policies: Public and Private-Sector Experiences

Jul 2004

Limited-Benefit Plans

Limited-benefit or “bare bone” plans reduce premiums by decreasing the number of covered services in comprehensive healt

^{^[1]}General Accounting Office, Private Health Insurance: Federal and State Requirements Affecting Coverage by Small Businesses, September 2003.

^{^[2]}Chollet, D. “Employer-Provided Health Benefits: Coverage, Provisions, and Policy Issues Policy Study," Employee Benefits Research Institute, 1984.

^{^[3]}General Accounting Office, Private Health Insurance: Federal and State Requirements Affecting Coverage by Small Businesses, September 2003.

^{^[4]}Ibid.

Alabama

To understand the strategies that states undertake to expand coverage and initiate broader health reform, it is importa

^[1]This overview provides a general description of state coverage levels under their Medicaid and SCHIP programs, including coverage through waivers, as of December 2008. Eligibility information was gathered from state web sites, data from state reports, and verified through contacts with CMS and state officials during the fall of 2008. This does not reflect the specific eligibility categories or requirements. This is not intended to be a substitute for eligibility information provided by each state. Individuals interested in applying for these programs should contact the state directly for specific eligibility requirements.
^[2]Medicaid eligibility based on children’s family income levels is listed by age group. For states with additional SCHIP eligibility for higher income levels, SCHIP income level eligibility information is presented separately.
^[3]Urban Institute and Kaiser Commission on Medicaid and the Uninsured estimates based on the Census Bureau’s March 2007 and 2008 Current Population Survey.
^[4]Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.