Three-Share – Illinois has several “three-share” models, designed by local community groups, that combine contributions from the employer, the employee, and some community subsidy to create a lower-cost product traditionally aimed at small business. Illinois had an active program in Winnebago (Rockford) County. The program suspended operation in October 2006 until a more stable community subsidy could be developed. Other programs in Macoupin and Sangamon counties will be able to begin enrollment once a stable community subsidy is in place.
Funded by a Health Resources and Services Administration (HRSA) State Planning Grant pilot grant, the Illinois Division of Insurance assisted with the development of two pilot community “three-share” programs for St. Clair County and a program for Jackson, Franklin and Williamson Counties. The product is designed for low-wage, small businesses (2-50 employees) that currently do not offer insurance. These programs will begin enrollment once a stable community subsidy is in place.
*Because of pending litigation and court orders, the Department is currently unable to enroll parents up to 400%
