Analysis of 2015 Premium Changes In The Affordable Care Act’s Health Insurance Marketplaces

In the first year of full implementation, enrollment in the Affordable Care Act’s (ACA) health insurance exchanges largely fulfilled expectations, following a rocky beginning. Now, attention is turning to 2015, and one of the first tangible tests of how well the ACA is working will be the changes in premiums in the new health insurance marketplaces. This brief presents an initial analysis of premium changes for marketplace plans for individuals in 15 states plus the District of Columbia, where comprehensive data was available on rates or rate filings for all insurers.