Navigator Resource Guide on Private Health Insurance Coverage and the Health Insurance Marketplace

This guide focuses on the private insurance reforms of the Affordable Care Act, including the health insurance marketplaces, rating, benefit and cost standards, and premium tax credits. It is intended to supplement the Navigator training available from the U.S. Department of Health and Human Services. This comprehensive resource addresses more than 230 enrollment questions about private insurance reforms, and is divided into four sections: individuals with no coverage; individuals who currently have coverage or an offer of coverage from their employer; coverage for small business employers; and post-enrollment issues.