The CO-OP Health Insurance Program
The ACA established a Consumer Operated and Oriented Plan (CO-OP) program to increase competition among plans and improve consumer choice. The CO-OP sponsors—consumer-run groups, membership organizations, and other nonprofit organizations—are now moving forward to offer health insurance coverage to members, but are still likely to face major challenges as they prepare for open enrollment in October. This policy brief describes the CO-OP program and examines issues related to its implementation and likelihood of success.
