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HHS-MLR Decision Letter to Maine
In a letter to Maine’s Superintendent of Insurance, Mila Kofman, HHS outlined the terms of the MLR waiver and HHS’s reasons for approving the state’s request. Maine will receive an adjustment to the MLR rule for three years, and continue to use its current standard for the individual market— 65 percent. However, in 2013 the state will need to submit 2012 data showing the need for a continued adjustment to the MLR standard.