California HRP

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The California Major Risk Medical Insurance Program (MRMIP) was a program developed to provide health insurance for Californians who are unable to obtain coverage in the individual insurance market. This program became operational in 1991. Subscribers in the MRMIP are charged a monthly premium ranging from 125 to 137.5 percent of each participating plan's average standard individual rate. On May 21, 2008 the enrollment cap was lowered to 7,100 from 8,101. Due to limited state appropriation, MRMIP enrollment is currently closed and there is a waiting list for new enrollments.