Health Plan Choice and Premiums in the 2015 Health Insurance Marketplace

Research indicates that the Affordable Care Act (ACA) is working to enhance competition, expand choice and promote affordability among Marketplace health insurance plans in 2015. This brief presents an analysis of qualified health plan data in the Marketplace for 35 states, providing a look at the plan choice and premium landscape that new and returning consumers will see for 2015. It also examines plan affordability in 2015 after taking into account premium tax credits. The findings presented here include states for which sufficient plan data were available for both 2014 and 2015.