Insurance Exchanges

The purpose of this brief is to set forth the major requirements for state health insurance exchanges as described in the Affordable Care Act.

This brief gives a background of state health insurance exchange navigators, changes made by the Affordable Care Act, key implementation dates and key issues surrounding the topic.

This report highlights key characteristics of the state health insurance exchange population, based on Congressional Budget Office (CBO) estimates of the effects of Affordable Care Act on insurance coverage, to help federal and state policymakers and other researchers make informed decisions regarding how to structure the Exchanges to meet the healthcare needs of individuals across the country.

The Commonwealth Fund's States in Action focuses on the role of the exchanges in selecting helath plans for inside the exhange while avoiding adverse selection.

The KFF report outlines how advanced payment for health insurance subsidies will work under the ACA and examines issues related to potential tax liability for individuals whose income might change during the year.