Insurance Market Reform

This Urban Institute report asserts that the assumption that employers will choose to pay the penalty for not providing health benefits under the ACA, ignores the fact that employers have offered health benefits to employees for years without being threatened with a penalty if they failed to do so.

Wakely Consulting's presentation that provides guidance on reinsurance, risk adjustment and risk corridors.

This analysis by the Kaiser Family Foundation (KFF) assesses the competitiveness of state insurance markets for individuals and small businesses to establish a baseline as implementation of the health reform law proceeds and to provide context for the policy decisions states will be considering.

NAIC letter to the Centers for Medicare and Medicaid Services (CMS) regarding standards related to Reinsurance, Risk Corridors and Risk Adjustment.

This paper describes and assesses distinguishing dimensions important to the design of a successful SHOP Exchange program. These include functions unique to the SHOP Exchange which will require different administrative systems.